Manage your money, pay your bills, and save with confidence!
Do you wake up in the middle of the night worrying
about your bills? Are you living paycheck to paycheck? Do you
feel overwhelmed by credit card debt? Well, you're not alone.
Most of us were never taught how to create a personal budget,
save consistently, or use credit wisely. Many of us have learned
about managing money the hard way.
Often, a job loss, divorce, disability or illness
triggers financial problems, and puts you in a hole that can be
very difficult to climb out of.
Online Submissions
are limited only to those seeking debt management services.
Bankruptcy Counseling, Bankruptcy Debtor Education, Housing Counseling
and Reverse Home Equity Mortgage Counseling services are not offered
online. Clients can obtain these services by scheduling
an appointment with a counselor by calling 1-800-327-6778.
Consumer Credit Counseling Service of NH &
VT works with you to help you make smart decisions about your
money. Our nationally certified consumer credit counselors will
help you budget and plan your spending; eliminate your debt; pay
your bills on time; strengthen your credit, and; save money to
help you achieve your dreams.
Age, gender, income, marital status - none
of that matters. If you're having financial problems or want to
make more informed decisions about your money, we can help with:
Free individual budget, debt and housing counseling;
Low-cost debt management and repayment programs;
Group education workshops and seminars;
Personal credit report reviews; and more.
“Calls from debt collectors bothered me so much; it was
upsetting me at work.”
As a non-profit United Way organization, our
budget, debt, and housing counseling is free to you. We'll review
your budget and help you create a spending plan that's realistic.
We'll assess your debt, and make suggestions and recommendations
about your best course of action. We'll help you pay your bills
and get out of debt - and stay out.
Since 1972, we've helped over 100,000 people
in New Hampshire and Vermont with their personal finances. With
16 counseling offices located across New Hampshire and Vermont,
we can help you too.
“I just wish
I had called sooner.”
NEW!
BUDGETING
BASICS
This FREE online tutorial will address why a budget is
important and provide you with guidance on how to create
one. After completing the tutorial you will also have
access to printable worksheets that will assist you in
creating your own personalized budget.
Listen
to Caroline Eichler, Certified Credit Counselor from CCCS
of NH & VT, on Help 101 from the Nashua Telegraph.
Part
of our mission at CCCS of NH & VT
is to educate consumers on managing their money
. The Nashua Telegraph in partnership with Hampshire
First Bank launched a series of 9 free webinars to offer
expert advice on dealing with and surviving the recession.
How has CCCS of NH & VT helped you take charge of your money?
Share your story with us! Send us an e-mail with subject: My Story,
or give us a call 800-327-6778 ext 110
What happens at
a CCCS of NH & VT appointment?
Watch our Counselor, Mike Fife, explain the process.
